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Welcome to Small Talks for Big Change, the podcast from Patelco Credit Union dedicated to educating our members with financial knowledge and tools to help them achieve financial wellness. In each episode, we will simplify complex financial topics and provide practical tips and advice that can be applied to everyday life.
 
Join our expert guests and host as we discuss a range of financial topics, from budgeting and saving to investing and retirement planning. We will also explore the latest trends in personal finance and provide insights into the challenges and opportunities facing individuals and families today.
 
Through engaging conversations and real-life examples, our podcast aims to inspire and educate listeners on how to take control of their financial lives and achieve their goals. Whether you're just starting your financial journey or looking to fine-tune your strategy, Small Talks for Big Change is the podcast for you.
 
So, if you're ready to make positive changes to your financial life, tune in and start your journey towards financial wellness today!
 
Insured by NCUA

May 21, 2025

In this episode of Small Talks for Big Change, we’re joined by Mel Murguia from Patelco Credit Union to explore practical ways to reduce loan payments and increase monthly savings. Learn how Patelco’s Switch to Save program, along with options like auto refinancing and HELOCs, can help you make the most of your financial resources—especially during times of economic uncertainty.