Small Talks for Big Change

Welcome to Small Talks for Big Change, the podcast from Patelco Credit Union dedicated to educating our members with financial knowledge and tools to help them achieve financial wellness. In each episode, we will simplify complex financial topics and provide practical tips and advice that can be applied to everyday life.

Join our expert guests and host as we discuss a range of financial topics, from budgeting and saving to investing and retirement planning. We will also explore the latest trends in personal finance and provide insights into the challenges and opportunities facing individuals and families today.

Through engaging conversations and real-life examples, our podcast aims to inspire and educate listeners on how to take control of their financial lives and achieve their goals. Whether you're just starting your financial journey or looking to fine-tune your strategy, Small Talks for Big Change is the podcast for you.

So, if you're ready to make positive changes to your financial life, tune in and start your journey towards financial wellness today!

Insured by NCUA

From Credit Confusion to Confidence

Jul 13, 2026

Credit impacts everything from loan approvals to interest rates, yet it's still one of the most misunderstood financial topics. In this episode, Andrew sits down with Patelco Enterprise Certified Financial Specialist Erika Karamanos to break down how credit scores work, what influences them, and the most common myths...

90 Years Strong, 10,000 Downloads Later

Jul 9, 2026

Patelco is celebrating two exciting milestones: 90 years of serving members and communities, and 10,000 downloads of Small Talks for Big Change. In this special episode, Andrew sits down with original podcast host Michele Enriquez to reflect on Patelco's journey, the impact of financial education, and some of...

Understanding Trusts and Estate Planning Basics

Jun 16, 2026

Estate planning can feel overwhelming, but it doesn’t have to be. In this episode of Small Talks for Big Change, we sit down with Joaquin Jacquez, Patelco’s Specialized Accounts Specialist, to demystify trusts, wills, and what really happens to your accounts when someone passes. Joaquin breaks down key roles like...

Elder Fraud Prevention in a Digital Age

Jun 1, 2026

Elder fraud is on the rise, and the impact goes beyond finances. In this episode, host Andrew Farrell sits down with Michele Enriquez and Mark Southon to explore how scams happen and why older adults are often targeted. Michele shares a powerful personal story of a loved one impacted by fraud, while Mark offers expert...

Free Checking That Supports Financial Confidence

May 25, 2026

In this episode of Small Talks for Big Change, Michele sits down with Patelco leader Aimee Jackson to break down what really matters when it comes to checking accounts. They explore why fee‑free checking, early payday, personalized financial guidance, and modern digital tools are top priorities for today’s...